Home Mortgage Talk
Home Mortgage Types Home Equity Loans Mortgage Process Calculators

Today's Rates

National Averages
Mtg LoanRateAPR
30-yr Fixed5.94%6.13%
15-yr Fixed5.53%5.82%
5/1 ARM5.58%6.53%
Last updated: November 15, 2007

Mortgage Types

o Fixed and Adjustable Rate Mortgages
Fixed rate and adjustable rate mortgages are the two major categories of mortgages.
o Additional Types of Mortgages
Other types of mortgages include balloon, two-step, COFI, and LIBOR mortgages.
o Home Equity Loans and Lines of Credit
These loan programs allow you to leverage the equity in your home.
o Choosing the Right Mortgage for You
What are the factors you should consider when choosing a loan program?
o Conforming and Jumbo Loans
What is the difference between a conforming and jumbo loan?
o Interest Only Loans
What is an interest only loan and is it suitable for you?
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